20 Stupid Simple Ways to Make $400 Fast in Extra Cash

This is an exhaustive list of things that anyone can do, today, in order to make $400 fast through the best money making methods I’ve found.

Today I’m going to show you some new strategies to make $400 fast with some simple ways to make extra cash.

We are at the end of 2023 and well into the winter season!

Where did the time go? I'll admit, I did slack on some of my goals, like meeting my ideal weight and hitting the gym at least 3 times a week.

But one goal was met with solid precision — finding ways to make more money.

Here I will share stupid easy ways to make money fast for the rest of 2023.

How to Make 400 Dollars Fast

If you actually need $400 right now, then you can learn how to get paid today. When you need money in a hurry — Dave is where to go.

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There is no credit check. Not even a soft inquiry. So your credit score won’t be affected.

And there's no fee to get your paycheck early and no requirement to tip when you request an advance. Dave only costs $1/month.

You can visit Dave here to see if they have any ongoing new member offers going on.

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Next, you can use the following ideas to earn your $400.00 fast.

1. Score cash with surveys

$100 per survey

Taking online surveys to make extra money is a no-brainer! You definitely won’t get rich with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.

Survey Junkie pays between up to $50 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works. Sign up through here.

2. Claim $10 now

Swagbucks is another great survey site to make some extra money in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

Other ways you can make money with Swagbucks outside of surveys:

Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.

3. Collect $50 from this appmake 500 fast

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

I downloaded this app and make around $50-100 passively… it's a legit app. You don’t really have to do anything other than initially registering your computer or phone.

Nielsen: This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $100. Sign up through here for a registration bonus.

4. Refinance your student loans and save $400 fast

Swapping your existing student loans for a new loan with a lower interest rate is known as student loan refinancing. It will save you a lot of money over time as rates are currently at 2-year lows.

Whether you should refinance your student loans depends on your circumstances. You should consider refinancing your student loans if:

  • Your finances are rock solid. Refinancing federal loans will not qualify you for benefits like loan forgiveness and student loan relief associated with the coronavirus pandemic. But if aren't eligible for these programs then refinancing makes sense.
  • You would save money. There's no need to refinance your loans unless you end up paying less interest. Find out how much money you could save by refinancing your student loans using a site like Splash Financial.
  • You can qualify. You generally need a credit score at least in the high 600s to be able to refinance student loans with top refinancing sites like Splash Financial.

5. Invest in real estate

fundrise

Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate? You don’t have to be a millionaire to invest in these types of properties. Fundrise allows you to now invest in large-scale real estate for as little as $500.

Through their real estate investment products, investors earned an average of 8 – 11 percent on their money last year, and all without painting a wall or dealing with unruly tenants. There is a reason why they currently have over 200,000+ users, this app really pays you! If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

6. Get paid for your receipts

The app you should know about is Ibotta. This cell phone app is available for iOS or Android phones, helps you make money off your grocery receipts.

It’s free and all that is required is to scan your receipt you’ll get free money back. Bonus: Refer 3 users and they’ll credit you with $100.00. After that, get $10 for every person you refer.

Download the Ibotta app through this link and get $10 added instantly to your account + save $1 on every Uber ride.

7. Earn money watching videos

The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take surveys and they'll also give you a $5 free bonus just to give it a try. By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and save an extra $50/month. More people should be doing this!

8. Make money playing bingo

blackout bingo

Blackout Bingo is a fun new gaming app that brings a social aspect to online gaming and allows you to compete for a variety of real rewards as well as real money in some cases (areas where this is available).

Make money playing bingo for free with this brand-new bingo-style game. With over 61K positive reviews in the App Store, it's a legit way to make money.

9. Invest your spare change

Acorns is an app that lets you start investing without risking big bucks.This is a free investing app for your phone (if you sign up with your .edu email account). I really mean free all around – free to join and they don’t charge any fees to buy or sell stock. You can get a free $5 for free when you join through this link.

CNBC calls Acorns “the new millennial investing strategy.” Once you connect the app to a debit or credit card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account. With the app, you’ll start small and stack up change over time with the Acorns “round-up” feature.

That means if you spend $15.25 on your connected debit or credit card, for example,  75 cents gets dropped into your Acorns account and gets invested. Sign up to try it risk-free with a $5 sign up bonus. You've got nothing to lose. I told you this was easy!

10. Make $400 fast being a personal grocery shopper

Instacart delivers groceries from local stores in two hours from stores like Whole Foods Market, Target, Costco and Petco. Why should you care? Because this is a lucrative opportunity for you to make that $400 fast.

If you wanted to become an Instacart personal grocery shopper, you'll earn an average of $15 per hour!

make $200 fast

Here's how it works:

Sign up as a personal grocery shopper and start to receive grocery orders through an app on your smartphone and then shop and deliver groceries to the customer’s door.

11. Cash back shopping

rakutenYou'd be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.

Rakuten is my favorite way to make money when I shop online and right now they are offering a $10 sign up bonus through this link.

Every time I shop online, I start at Rakuten and then I get cash back deposited into my PayPal account.

12. Invest with SoFi

sofi review

The app you should know about is SoFi Invest. It's easy, it's fee-free, and it's a bright idea. Not-so-newsflash: fees are frustrating and they can keep people from investing. It’s why SoFi charges $0 in SoFi transaction and management fees.

So there’s no reason not to start investing. If you get started with SoFi, they'll give you $25 to start investing.

You don't have to be a pro to invest like one, so get trading. Get $25 when you sign up through this link.

13. Earn money playing games

make $200 fast playing games

Earning rent money by playing games sounds crazy. But a free Android app called Mistplay lets users play new games to earn points that can be redeemed for gift cards like VISA, Amazon, Target, Walmart and more.

If you download the free app you will get a list of all the available free games to play for money. The longer you play (the app tracks the time), the more you earn! Plus, they even offer some big in-game rewards — up to $20.

It takes minutes to sign up and it's totally worth it if you want to get paid to play games.

Make 400 Dollars Fast with Survey Sites

I sat down and studied all of the top survey sites to find out for myself which ones are legit (and high paying), and which ones are not. Here's the list:

14. Make $400 fast with Survey Voices

Number one on the list is also the easiest survey site to sign up for. Once you're in you can take surveys and get paid at Survey Voices. This is how I am able to make $100-300/week by completing surveys on Survey Voices! Sign up using this link for the highest paying surveys. 😉

All you need to do is instantly qualify, then view exclusive offers in exchange for your opinions and get access to paid surveys, clinical trial opportunities, and part-time work offers. Who doesn't want to make $300 a week? Survey Voices is looking for people to tell major brands what you think about their products and services. And they pay well.

15. Make $400 fast with Swagbucks

Who doesn’t love Swagbucks? This app lets you earn money in so many ways like taking surveys, shopping online or playing games, but many of my readers love racking up SB (Swagbucks) watching videos in their spare time. You can cash out your SB as gift cards to hundreds of merchants or get your cash by PayPal. Many claim this to be one of the easiest money making app sites.

16. Make $400 fast with Survey Junkie

Survey Junkie‘s interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal. Oh, and Survey Junkie also has an 8.9/10 rating on TrustPilot — the highest of any online survey company. This is one is the more reputable survey companies out there and I use it often.

17. Make $400 fast with InboxDollars

Earn cash, not points. InboxDollars pays members to read emails, take surveys online, play games, and search the web. Overall, Inbox Dollars is super easy to navigate. I’ve tried other paid survey sites and just end up overwhelmed. It also does a nice job of breaking down the offers into categories. And you’ll always see the amount of money you’ve earned at the top your window, which is exhilarating. Right now they are offering a $5 cash bonus just for joining.

18. Make $400 fast with Ipsos i-Say Survey Panel

Ipsos is an established, trusted survey company offering a competitive payout. Ipsos i-Say is a survey site run by a division of Ipsos, one of the largest market research firms in the world online. The website is pretty straightforward; you take surveys and get paid in points, which you can redeem for various gift cards and prizes.

19. Make $400 fast with MyPoints

MyPoints rewards its members for online activities such as reading emails, playing games, online surveys, printing out coupons among other things. They pay their members using their own currency known as “Points”.

These points can be redeemed for online gift cards, cash via Paypal, and travel miles, etc. The minimum payout amount for most rewards is $10; however, PayPal payments start at $25. Redemption times for your awards vary. When you redeem your points for cash via Paypal, the request is usually processed within 4-5 days. For other prizes, the wait time varies.

20. Make $400 fast with LifePoints

As the name suggests, at LifePoints, you’ll earn money and rewards for the things you do online daily. It’s a pretty legit website and many say one of the best online survey sites today. With LifePoints, you’ll actually find multiple ways to earn. Get paid to take surveys, shop online, redeem coupons, and watch videos.

After completing these tasks, you’ll be awarded points that you can redeem through Paypal. If you want, you can also turn your points in for gift cards to places like AMC Movie Theaters, Best Buy, Amazon.com, Starbucks, Walmart, and more. LifePoints claims that they pay the “highest amount online” to their members, with unique ways you can earn that are hard to find elsewhere. It’s free to sign up and it only takes a minute.

Stay Consistent on Your Journey To Earning $400 Fast

Now that you know my top 24 ways to make $400 fast, it’s time to get cracking!

But remember:

If you want to make four hundred dollars, you need to be consistent. Most people give up at the first hurdle.

…So please don’t do that!

Instead, stick with your side hustle, be persistent and never give up! It might take a day for one person or a while to earn that 400 bucks for someone else, but it’s 100% worth it.

Need some more tips on getting started? Drop a comment below and let us know.

Brian Meiggs
Brian Meiggs
Brian Meiggs helps you discover clever ways to pay off student loans, make extra money, save money, be resourceful and stay curious. With over 10 years of experience in the financial industry, Brian has developed a reputation for his in-depth knowledge and practical approach to personal finance. He holds a bachelor's degree in Finance and has been recognized by several industry organizations for his contributions to the field. Brian is passionate about educating people about personal finance and has been featured in several national media outlets, including Insider, AOL, Discover, and Yahoo! Finance. With his unique perspective and proven track record, Brian Meiggs is a trusted voice in the world of personal finance.
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