Need Money Now? Here’s How to Get Money and Become a Millionaire

Do you need money now? Here are ways to get money in your pockets today that actually work. Plus, learn how you can become a millionaire.

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If you find yourself thinking: I need money now! But how can I get money today?

Then you’re in the right place.

Making money is not a difficult task anymore. We are living in a modern world where trends have changed, and you can easily create multiple income streams for improving your finances.

Who hasn't needed a bit more money every now and then? Everyone could benefit from finding ways to make money and making it quickly.

After all, money is one of the basic necessities of life, and one can never have enough of it.  Even if you are earning a considerable amount of income through your full-time job, by finding lucrative side gigs you can help pay for an unexpected expense that always arises all of a sudden.

It is always better to have some extra money in your pocket that can use in a time of urgency. Besides, your salary might be sufficient for fulfilling your needs but what about your desires? Having some passive income would make it easy for you to hang out with friends and family and you would be able to go on overseas trips as well, provided you have enough cash in your account.

Simply put, it is always better to generate some ways to get free money or side income so that you can enjoy life to the fullest and fulfill all your needs and desires. For those who are looking for some wonderful ideas to generate some extra cash, we have got you covered.

How to Get Cash When You Need Money Now

When you are living paycheck to paycheck it's important to find ways to get money immediately. There are real ways to get it as soon as today.

1. Redeem Your Credit Card Points

When is the last time you checked your credit card reward points? It's easy to forget that you probably have accumulated enough points that you can transfer to cash right now.

So if you are looking for ways to get cash today, log in to your credit card portals and see if you have any points available. They are as good as cash, statement credit or gift cards.

2. Sell Your Stuff at a Pawn Shop

Pretty simple concept. You probably have a bunch of electronics or valuables that are lying around. If you need cash today, then you just solved your problem.

Pawn shops will pretty much accept anything that is of value. And if you don't want to totally get rid of the item, you have the option to buy it back, plus interest.

If you aren't happy with what they quote, try selling it online. You can discover the best things to sell on eBay.

3. Check Your Pockets for Coins or Cash

Most people have some loose change lying around either in couch cushions or in an old piggy bank. Every dollar or penny counts when you need money now. So don't forget about checking your car, old pants pockets, or your old jacket from college.

4. Take Out a Personal Loan


If you actually need money right now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Other Ways to Get $100 or Less Today

Following is the list of ways to get money today (under $100) that really do work. Take a look, pick up a suitable one and start making some money today.

5. Long Game Savings App – $5 Sign Up Bonus

Long Game is a Savings account that features cash along with crypto rewards. Download this application and open your interest-bearing and FDIC-insured Long Game Savings account for free. By depositing through Long Game, you can earn .1% interest in addition to the fair chances of winning cash prizes. The best part is, the app is completely free to use. Download it now and make some real economic progress.

6. Dosh Cash Back App – $5 Sign Up Bonus

Dosh is one of the most popular apps through which you can earn a significant amount of cash. It is available for both the iOS and Android. Unlike other similar cash back apps, it is easier to use. All you are required to do is download the app and connect your credit card to it. You will receive a significant portion of the cash back in the Dosh wallet when you pay through the card at about 1000s of restaurants and stores.

7. Survey Junkie – $1.50 Sign Up Bonus

SurveyJunkie is one is a fantastic site that helps you to get cash rewards by completing the online paid surveys. By participating in surveys, you share your opinion about multiple companies and brands, and it can help them to improve their quality of services and products. Join SurveyJunkie, be productive, share your perspective and get rewards. Make your profile and the surveys that match your profile will be shared with you so that your participation can be meaningful.

8. Panda Research Surveys – $3 Sign Up Bonus

Panda Research is a remarkable site that helps to earn some quick cash just by completing the paid surveys. By participating in their market research, offers and surveys, you can get discounts and coupons. Besides, you can also refer others and get some additional income for yourself. Visit Panda Research now and sign-up for free to participate in a membership survey.

9. Vindale Research Mobile – $1 Sign Up Bonus

Vindale Research is another fantastic survey site that offers cash rewards in return for completing an online survey. It is a reliable option for those who want to utilize their free time for earning some easy money online. You can get started for free. A large number of surveys are added daily. You can complete them from the comfort of your home on your computer, smartphone or tab. Participate in them and get quick cash via PayPal or check.

10. Swagbucks – $10 Sign Up Bonus

Swagbucks is a legitimate and safe site that offers points called Swagbucks that you can redeem for some cash. You can earn a little extra through this site by making it your default search engine. Besides, you can watch different videos, complete different surveys, shop online, and download multiple apps to get rewarded.

11. InboxDollars – $5 Sign Up Bonus

For those who want to earn some extra money online, InboxDollars is a helpful option. It offers several paid surveys. You can get rewarded by completing the questionnaires. The more surveys you complete, the more you can be rewarded. It is among the easiest ways to make money online.

12. MyPoints – $10 Sign Up Bonus

MyPoints is also a legit website through which you can earn money through multiple methods. You can choose to watch some videos, play games, read emails, and fill out the online surveys in return for some points that you can later redeem for gift cards. It also offers points for shopping online. My point is affiliated with over 75 known merchants, and you can get a gift card of your choice.

If You Need Money Now, Here’s How to Get Over $100 in Your Pockets Today

There are other ways to earn over $100 today, but it'll take some more effort on your part.

13. Nielsen Mobile – $50 Per Year

Nielsen Mobile is another excellent way of earning some rewards just by getting your devices registered with Nielsen. It is very easy to earn through Nielsen Mobile. You will have to answer some questions regarding your devices and household for registration. After that, you can download the Nielsen app on all the devices that you registered. The app is entirely free and safe to download. Once the app is installed, you can keep on using your devices as you usually do and you will be rewarded.

For more details on how to earn with Nielsen, check out our complete Nielsen Panel review.

14. Trim

Bill negotiation services like BillSmart, Truebill and Trim can help consumers lower their monthly utility bills, phone, cable, and internet fee, subscriptions, and other ongoing bills.

Trim is a personal finance application that is actually an AI-based virtual assistant that analyze all your finances, helps you to make the most out of your money and automates the methods to save you some cash.

It identifies ways through which your money can be saved. While signing up, you will link it with checking in addition to all your credit card accounts. The app scans them, finds the frequent expenses and notifies you. You can choose which of the expenses you wish to get canceled and hence you will get to save some money.

15. SwagIQ

SwagIQ is a fun way of earning excellent cash prizes.  It is a live game show, through which your knowledge is tested, and you can get to win huge cash rewards. The best thing is, it is completely free. You just have to download the application and start playing for earning some cash.

How to Get the Money You Need in a Few Days (Over $500)

Earning $500 in the new few days sounds crazy but listen to these ideas.

16. Airbnb Host

Airbnb is a popular hosting site where you can list your apartment, flat, room or a house for renting out. No matter how simple and small it is, listing your place here would help you to make money. It allows you complete control over prices, your house rules, and availability. It can connect you to hundreds of travelers who are in search of unique accommodation like yours.

17. Fundrise

Fundrise is a real, much better and desirable alternative to stock market investment. With Fundrise, you deal in the private real estate market that allows you to invest just like the super successful institutions.  It enables you to access unattainable assets, and you can become a real estate investor no matter what your net worth or total income is.

18. Shopify

Shopify is a subscription-based software that allows anyone to set up an online store and sell their products.

With dropshipping Shopify integrations, products ship directly from the supplier to your customer, and you only pay for what you sell. No up-front inventory costs, no hassles with fulfillment.

Not sure where to start? Read the complete guide to finding, evaluating, validating, and sourcing a product to sell online.

How to Build Real Wealth Before Your Next Financial Crisis Happens

Looking proven steps to building real wealth? If you're driven to earn more money it's very simple to scale up to reach your goal of becoming a millionaire.

Everyone dreams of becoming a millionaire someday. But you must understand that there are several things that stand between a budding hustler, an aspiring millionaire, and his dream.

Most people are ambitious and they dream of becoming successful in their careers and learn how to get raises quickly or start their own business.

Most often, they all aspire to become a millionaire.

However, only those people that reach the pinnacles of glory have a clearly-defined vision and entrepreneurial objectives.

This determination and vision would go a long way in giving you unprecedented entrepreneurial success towards millionaire status and early retirement.

This vision would become the guiding force and inspiration for your employees, the essence of your organization as you progress towards growth and success.

Here are some more proven ways of making your first million:

Highest Paying Survey Sites

1. The Right Approach

According to the experts, the right approach, the perfect attitude would make a huge difference in the world of business. It is important to rely on mentors and peers. It is important to consider networking and learning from more capable, and more experienced people in the trade. Moreover, make it a point to benefit from online learning platforms, meetings, and strategic planning to broaden your horizon as per experts.

If you have the determination and dedication you could become a millionaire and reach financial independence. For that, you must do proper research and study about how some of the accomplished business people became millionaires. Draw inspiration from their success stories and try to emulate them. Here are a few tips to become a successful entrepreneur and a millionaire at a tender age.

2. Your Focus Must Be on Learning

According to a self-made millionaire who was struggling with business debt at 21 but went on to achieve the coveted millionaire status at age 30, if you wish to become a millionaire, you must concentrate on learning ways of boosting your income in increments and going on repeating that. Finding ways to get money fast can help if you are just getting started.

You need to follow the money and it would ultimately compel you to grab the opportunities and control revenue. It is a pretty tough task to earn more money; however, there are many options open to you. You may browse the Internet to read inspirational stories and go through comprehensive guides that discuss effective ways of getting additional income.

3. Generate Income from Multiple Streams

Another effective way of boosting your overall income is simply by generating additional streams or sources of income.

According to CNBC, most self-made millionaires generated their income from multiple sources.

  • 65 percent had three streams of income
  • 45 percent had four streams of income
  • 29 percent had five or more streams of income

Some of the additional sources of income are stock market investments, real-estate rentals, and part-time ownership.

4. Change Your Attitude about Money

You can become rich depending on the mindset you have towards money. The way you are thinking about money makes all the difference. Are you going to spend most of your time taking on random highest paying surveys sites or set achievable goals for your future and financial goals?

Your thought processes determine if you are going the right way to the road to success and becoming a millionaire in the future. Most people believe that becoming rich and affluent is not within their control, the people who are determined and destined to be rich firmly believe that making money is no big deal; it is very much part of the job.

5. Saving Only for Investing

Your aim is not only to save but also to invest those savings.

I know investing can be intimidating. But it’s key to a goal-based financial strategy, especially for bigger, long-term goals like becoming a millionaire fast. Don't make investing complicated or overwhelming. You can invest in 401(k) at the very beginning of your career, the sooner the better. Then contribute or try to max out a traditional, Roth IRA or self-directed IRA. These are supposed to be individual retirement accounts that have diverse tax benefits.

You should take advantage of companies that do all the heavy lifting for you. For example, Qapital, which is a new way to bank that lets you save for things you want, they created a new kind of investing tool true to their mission of empowering people to achieve financial happiness or help them grow their net worth.

The secret to saving and investing is simply to make it happen automatically. Once you are not able to see the money you have earned and invested, you would automatically learn to lead your life without using it.

6. Handle Business Debt Smartly

You may be wondering how do people get into debt? Remember debt is the part and parcel of business and life in the fast lane. From employees to college students, everyone without exception is bound to incur liabilities sometime during their lifetime.

Business debt is used essentially to pay off the monetary bills. However, the business debt would be keeping you obligated somewhere else. Smart entrepreneurs know this fully well. They need to take loans for not only business development but also, for product launches, business expansion, and other projects. But ambitious entrepreneurs would always keep track of their debts and manage the cash-flow better.

Often in their quest for profits, many entrepreneurs end up taking out more debt as compared to profits. However, we have seen that millionaires have tackled their debt issues smartly using effective strategies, to reach where they are today.

Here are some smart strategies at a glance:

Do Your Homework Diligently

You must do thorough research and examine all the options that are available to you before taking on debt for your business.

You must ponder along the following lines and look for appropriate answers.

  • Are you being provided the precise business loan you are looking for your specific purpose?
  • Is the loan requiring substantial collateral?
  • Is the loan about to impact my business cash-flow and budget? How?

Chalk Out a Budget

Once you determine a budget try to stick to it firmly. You need to plan a smart strategy to repay your loan amount. A budget would help you determine exactly how much you could afford to pay monthly.

Remember your budget plays a pivotal role in your quest to making your first million.

  • Tally all your income sources.
  • Know all the fixed monthly bills and expenses.
  • Consider adding all your variable costs and even items which keep fluctuating every month.
  • Do not forget estimating one-time expenses.
  • Avoid using credit cards.

Making Your First Million is Attainable

If you have a hunger for making money, you need to know your goals clearly and strategize effectively towards achieving those objectives. The money would not come to you automatically.

Rich people dedicate their efforts toward attaining money. They are fully committed in their mission to become a millionaire.

Remember it takes invincible determination, courage, hard work, knowledge, and incredible effort for being a self-made millionaire.

What's Next?

You'll consider ways to increase your monthly income even further and how to make money online fast because you may be low on funds — and time.

You know we've all been there. Personally, I've lost track of how many times I've searched old wallets, cupholders in my car, looking for spare change.

I'm here to tell you I've found a better way.

Spend the next 30 minutes checking these tasks off your list, and you’ll earn $600 — without even leaving your house!

Brian Meiggs
Brian Meiggs
Brian Meiggs helps you discover clever ways to pay off student loans, make extra money, save money, be resourceful and stay curious. With over 10 years of experience in the financial industry, Brian has developed a reputation for his in-depth knowledge and practical approach to personal finance. He holds a bachelor's degree in Finance and has been recognized by several industry organizations for his contributions to the field. Brian is passionate about educating people about personal finance and has been featured in several national media outlets, including Insider, AOL, Discover, and Yahoo! Finance. With his unique perspective and proven track record, Brian Meiggs is a trusted voice in the world of personal finance.