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Refinance and Consolidate Student Loans
Refinancing can cut the rate on private loans. Consolidation can simplify federal ones. They are not the same thing, and refinancing federal loans gives up federal protections for good. These guides help you tell which one fits.
Start here
The guides to read first.
Decide first
Refinance, consolidate or leave it alone.
Lender reviews
Who still lends, who qualifies and the catches.
SoFi Student Loan Refinance Review: Who Qualifies and What to KnowOct 22, 2026
Earnest Student Loan Refinance Review: Requirements and the CatchesOct 22, 2026
LendKey Review: Is LendKey Legit for Refinancing Student Loans?Oct 22, 2026
How Credit Union Student Loan Refinancing Works Through LendKeyOct 22, 2026
Credible Review: How Credible Student Loan Refinancing WorksOct 22, 2026
Laurel Road Student Loan Refinance Is Now KeyBank: What Borrowers Should KnowOct 22, 2026
CommonBond Student Loans: What Happened and What Borrowers Can Do NowOct 22, 2026


